Opinions in comments that appear in this blog belong to the individuals who expressed them. Stephanie T. Nguyen, Chief Technology Officer, Competition and Consumer Protection Guidance Documents, You can findanswers tocommon questions about refund payments on, HSR threshold adjustments and reportability for 2023, A Century of Technological Evolution at the Federal Trade Commission, National Consumer Protection Week 2023 Begins Sunday, March 5, FTC at the 65th Annual Heard Museum Guild Indian Fair & Market - NCPW 2023, Getting In and Out of Free Trials, Auto-Renewals, and Negative Option Subscript, FTC Sends More Than $12 Million in Full Refunds to Victims of Online Billing Scam, Court Holds Terrason Spinks and Jet Processing Inc. Free e-filing tools are available at www.irs.gov/freefile. It is our goal to send payments within 6 months of receiving the data and money necessary for distribution. It is good, that there seems to be some pushback against the mindless competition that is prematurely unleashing the AI Pandoras Box upon the world. FTC announces refunds for victims of credit card scam - Scam Guards Are you folks coordinating with the EU on all this? None of the money collected in FTC lawsuits goes to the FTC or its attorneys. Whenever possible, the FTC uses the money it collects from defendants to provide refunds to injured consumers. Your thoughts, ideas, and concerns are welcome, and we encourage comments. LifeLock Refunds | Federal Trade Commission What to do about unwanted calls, emails, and text messages that can be annoying, might be illegal, and are probably scams. To protect your privacy and the privacy of other people, please do not include personal information. The site is secure. HSR threshold adjustments and reportability for 2023, A Century of Technological Evolution at the Federal Trade Commission, National Consumer Protection Week 2023 Begins Sunday, March 5, FTC at the 65th Annual Heard Museum Guild Indian Fair & Market - NCPW 2023, FTC Sends Checks Totaling More Than $31 Million to LifeLock Customers, LifeLock to Pay $100 Million to Consumers to Settle FTC Charges it Violated 2010 Order, FTC Takes Action Against LifeLock for Alleged Violations of 2010 Order, Nearly One Million LifeLock Victims to Receive Refund Checks from FTC, LifeLock Will Pay $12 Million to Settle Charges by the FTC and 35 States That Identity Theft Prevention and Data Security Claims Were False. Fake calls from Apple and Amazon support: What you need to know, The Google Voice scam: How this verification code scam works and how to avoid it, Show/hide Shopping and Donating menu items, Show/hide Credit, Loans, and Debt menu items, Show/hide Jobs and Making Money menu items, Money-Making Opportunities and Investments, Show/hide Unwanted Calls, Emails, and Texts menu items, Show/hide Identity Theft and Online Security menu items, If you lost money in a scam, you might get a call or email from someone claiming that they can help you recover your funds , targeting people who lost money to tech support scams, claiming to be from the FTCs Refund Department or Refund Division, If the FTC contacts you about a refund, youll find information about the case at, doTERRA distributors charged with making unfounded COVID-19 cure claims, Tenant screening practices: the FTC wants to learn more. about the $505 million in checks going back to 1.1 million people who got an online payday loan from a company affiliated with AMG Services. It is your choice whether to submit a comment. We expect commenters to treat each other and the blog writers with respect. Search the Legal Library instead. An official website of the United States government. The Federal Trade Commission Act authorizes this information collection for purposes of managing online comments. Before sharing sensitive information, make sure youre on a federal government site. But keep in mind, this is a moderated blog. Federal government websites often end in .gov or .mil. And you cant say youre not responsible because that technology is a black box you cant understand or didnt know how to test. The FTC and its law enforcement partners announced actions against several income scams that conned people out of hundreds of millions of dollars by falsely telling them they could make a lot of money. The .gov means its official. Stephanie T. Nguyen, Chief Technology Officer, Competition and Consumer Protection Guidance Documents, According to a complaint filed by theFTC,LifeLock, failed to establish and maintain a comprehensive information security program. The FTC never requires you to pay fees or asks you for sensitive information, like your Social Security number or bank account information. The FTCs latest refund announcement involves checks totaling over $11 million going out to more than 11,000 people who paid E.M. Systems & Services, a company that falsely promised consumers with credit card debt that they would reduce their interest rates and save them thousands of dollars. Use our visualizations to explore scam and fraud trends in your state based on reports from consumers like you. Our mission is protecting consumers and competition by preventing anticompetitive, deceptive, and unfair business practices through law enforcement, advocacy, and education without unduly burdening legitimate business activity. Its an. Whitney Moore, Attorney, FTC Division of Privacy and Identity Protection, Competition and Consumer Protection Guidance Documents, And what exactly is artificial intelligence anyway? . Are you exaggerating what your AI product can do? Its an ambiguous term with many possible definitions. Memo from Chair Lina M. Khan to commission staff and commissioners regarding the vision and priorities for the FTC. And remember that the FTC will never ask you to pay money or give your account info to get a refund. You are driving down a rod you see a guy waiting to cut across to get to the other lane so you see him look the other way and see a whole line of car coming so you slow down as you know he was inching forward. Weve. Users can explore refund data, HSR threshold adjustments and reportability for 2023, A Century of Technological Evolution at the Federal Trade Commission, National Consumer Protection Week 2023 Begins Sunday, March 5, FTC at the 65th Annual Heard Museum Guild Indian Fair & Market - NCPW 2023. Before sharing sensitive information, make sure youre on a federal government site. Why didnt I get all my money back? To find out which recent FTC cases led to refunds, and who to contact with questions, check out ftc.gov/refunds. in many ways, including bringing cases against companies who are being unfair or deceptive. To find out which recent FTC cases led to refunds, and who to contact with questions, check out, . Learn about getting and using credit, borrowing money, and managing debt. Here is a list of gift cards that scammers often use with information to help report a scam. If you were a little too jolly with your holiday spending, here are some tips to help you pay down your credit card debt. The FTC is sending refund checks to consumers who lost money as a result of Avant's lending practices. When the funds are made available in your account, the bank may say the check has "cleared," but that doesn't mean it's a good check. If the agency obtains a reliable list of eligible recipients, then the agency mails checks directly to them. , which focused on fairness and equity but also said, clearly, not to overpromise what your algorithm or AI-based tool can deliver. Refund amounts will depend on how much the FTC is able to collect from the defendants and how many people lost money. FTC Refunds: The real deal or not? | Consumer Advice They do not belong to or represent views of the Federal Trade Commission. An official website of the United States government. Bigotry, over aggressiveness, conflicting ideologies, partisan beliefs, history revisionism and questioning fact were used as input. We work to advance government policies that protect consumers and promote competition. We use this information to send refunds. It is your choice whether to submit a comment. You need adequate proof for that kind of comparative claim, too, and if such proof is impossible to get, then dont make the claim. Heres what you need to know about these calls. The FTC is sending checks to people who lost money to a cramming scheme that added charges to their home phone bills without their permission. We may routinely use these records as described in the FTCsPrivacy Act system notices. Until the killer robots come Spot the latest COVID scams, get compliance guidance, and stay up to date on FTC actions during the pandemic. Earlier this month, the FTC sent over 10,000 checks totaling over $4 million to fully refund people for the amount they paid to Stark Law, a company that the FTC says collected payments for fake debt by threatening to sue or arrest people who didnt pay. We enforce federal competition and consumer protection laws that prevent anticompetitive, deceptive, and unfair business practices. If you were a little too jolly with your holiday spending, here are some tips to help you pay down your credit card debt. The message says theres something wrong with Its Cyber Security Awareness month, so the tricks scammers use to steal our personal information are on our minds. This question is for testing whether or not you are a human visitor and to prevent automated spam submissions. GIGO is a term we use in tech. Unless they figure out WHO IS GOING TO DO THAT IN THE FUTURE, will not this whole technology continue to go off the rails and be very dangerous in the wrong hands? I need a new check because of a legal name change, a death, or a spelling error. Know that you only need to provide your name and email address to create a PayPal account. Keep your AI claims in check | Federal Trade Commission To discuss your claim or payment, call the number on the claim form, check, or email that you received from the FTC. Whatever it can or cant do, AI is important, and so are the claims you make about it. We review all comments before they are posted, and we wont post comments that dont comply with our commenting policy. Earn Perks With A New Checking Account We enforce federal competition and consumer protection laws that prevent anticompetitive, deceptive, and unfair business practices. But the fact is that some products with AI claims might not even work as advertised in the first place. The FTC sued I Works for false advertising and for billing customers without their consent. Have you heard about it? The chart below includes recent FTC cases that resulted in refunds. Looking for legal documents or records? How can a TEMPORARY PAUSE be put on a technology that is being unleashed faster than high-tech firms can safely deploy / control it? . Before sharing sensitive information, make sure youre on a federal government site. Heres what you need to know if you get a check from the FTCs settlement with AMG: Has someone asked you for something in exchange for your AMG refund check? If you have any other questions, please call the refund administrator at1-866-898-5106. For questions about your check or the refund process, call the administrator (Rust Consulting) at 1-866-730-8147, or email admin@AMGServicesRefund.com . So far, weve heard that scammers have given job applicants a check that looks like an AMG refund check, and then asked people to deposit the check and use the money to go buy supplies for the supposed employer. The site is secure. But the fact is that some products with AI claims might not even work as advertised in the first place. The message says theres something wrong with Its Cyber Security Awareness month, so the tricks scammers use to steal our personal information are on our minds. If I accept this payment, can I still take legal action? I tell DOD and USG folks to educate themselves on AI/ML, there are tons of YouTube videos on it and some simple books to read, podcasts, etc - know what it is and what it isn't. They might say they need you to cover taxes or fees for a prize, to buy supplies for a job, to send back money they overpaid, or something else. Users can explore refund data by case or by year to learn about where refunds were sent, the dollar amounts refunded, and the number of people who benefited from FTC refund programs. Federal government websites often end in .gov or .mil.

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